Reimbursement & Rates


In 2021 and 2022 LifEm has a contract with the following health insurance companies:



  • VGZ
    • ZEKUR
    • bewuzt
    • IZA
    • Univé
    • UMC
    • IZZ
    • National Academic
    • Promovendum
    • Besured
  • DSW
    • Stad Holland
    • inTwente



* We do not have a contract with Achmea/Zilveren Kruis, but we have a 'payment agreement'. This is another form of agreements made between an institution and health insurer. As a client, you will not notice this and will also be reimbursed 100% for the sessions, as it is the case with clients with a health insurer that is contracted with us.


This means that for clients who are insured with one of these health insurance companies, regardless of policy and amount of sessions, the (GGZ) therapy sessions are 100% reimbursed. Clients do not have to pay a contribution for the care they receive. Please take into account your “own risk payment” (€385,- in 2021) and with the fact that insurers do not reimburse the 'No show' invoices of €75,- if the appointment is not canceled or canceled too late (appointments must be canceled 24 hours in advance).


The sessions for other health insurance companies are also reimbursed under the basic insurance. The exact amount that is reimbursed by other health insurers depends on the policy. Often the reimbursement from the health insurer varies between 70% to 100% of the course. Would you like to know exactly how much you will be reimbursed? Please contact us or your health insurer. To qualify for reimbursement for conversational therapies, a referral from the general practitioner is always required.




When it comes to insured care:

  • The rate for an intake is €255,-
  • The rate per session is €145.

If it concerns sessions that are not submitted to the insurer at all: 

  • Is the rate €90,- per session


Please note that there are also diagnoses that are not reimbursed by health insurance companies. Below are the main diagnoses that health insurance companies do not reimburse:

  • adjustment disorders
  • sleep disorders
  • intellectual disability
  • Communication disorders, for example, stuttering or a language disorder
  • mild eating disorder
  • a phobia, except if it is a situation that occurs frequently and guidance from the general practice does not help enough. Or when you are afraid of, for example, blood or injections
  • problems at work or exhaustion reaction of body and mind due to work stress such as burnout and overwork
  • learning disabilities, for example dyscalculia and dyslexia
  • premenstrual mood disorder
  • a parent-child relationship problem, abuse, grief response, study problem, identity problem, acculturation problem, religious problem or life stage problem
  • Sexual dysfunctions (e.g., erection problems)
  • Addiction to nicotine (such as cigarettes)